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Being involved in a car accident can put yourself, your passengers, and your vehicle at risk, not to mention putting an end to your cheap car insurance. Practicing road safety by obeying traffic laws and maintaining safe driving habits should be a top priority for drivers. But what about drivers who live near the top ten most dangerous intersections in the country?

Top 10 most dangerous intersections

10. Howe Avenue and Fair Oaks Boulevard in Sacramento, California.
9. Veterans Memorial Boulevard and Clearwater Parkway in Metairie, Louisiana
8. Preston Road and State Highway 121 in Plano, Texas
7. Northern Avenue and 19th Avenue in Phoenix, Arizona
6. Memorial Drive and 71st Street in Tulsa, Oklahoma
5. Memorial Drive and 51st Street also in Tulsa, Oklahoma
4. Bell Road and 7th Street also in Phoenix, Arizona
3. Roosevelt Boulevard and Grant Avenue, the first of two in Philadelphia, Pennsylvania
2. Roosevelt Boulevard and Red Lion Road, also located in Philadelphia, Pennsylvania
1. Pines Boulevard and Flamingo Road is the most dangerous, located in Pembroke Pines, Florida

Drivers in Philadelphia, Tulsa, and Phoenix may have even greater concerns about avoiding collisions, since all three of those cities feature two different intersections in the top 10 list. However, there are a few things that can be done to improve an intersection’s standing within the list to make it safer.

Learn why they’re dangerous

First, the causes must be determined as to why those intersections are dangerous. Sometimes it may be a minor issue such as changing the pattern to existing  Read more...

For many people across the country who wish to be their own bosses on a daily basis, the idea of the franchise business opportunity has proven to be very beneficial.  A franchise business opportunity gives an entrepreneur a chance to try starting up his or her own business while still remaining in the safety net of an established business model.  Benefits of a franchise business opportunity can include a more flexible work schedule, the opportunity to work for one’s self, and a proven framework with which to run a successful business.

As with any business venture, however, the franchise business opportunity also poses a few risks.  This is why it is important to research and become familiar with the franchise company of interest before making any final decisions.  Anyone interested in starting up some type of franchise business opportunity should first fully understand what is involved in making the business work.  Being armed with a good amount of practical knowledge at the beginning of such a venture largely increases the odds of success with any franchise business opportunity.

When choosing which type of franchise business opportunity to pursue, it is always important to begin with the question of what one enjoys.  Any self-run business, including a franchise business opportunity, will take a significant amount of time and effort.  It is important to choose something that will be enjoyable and interesting.     Read more...

Article by Renata McGee

The financial status of a business or organization is extremely important to their success. Students can step into corporate finance schools and degree programs to exclusively study how to work with businesses in this capacity. Educational training program options for corporate financing are available at several levels.

The financial activities of a corporation have to be monitored and managed in order to keep a concise record of all monetary funds. Training teaches students to properly work with finances to ensure stability and minimize any risks associated with spending and investing money. Educational programs are widely available at the bachelor’s, masters, and doctorate’s level of education. Programs at the bachelor’s degree level offer training specifically for corporate financing. Students that desire to pursue an advanced degree at the graduate level need to enroll in a finance program with a concentration in this field.

International marketing, accounting, financial reporting, and organizational psychology courses are some main topics studied in a bachelor’s degree program. Students will find that most programs award Bachelor of Science degrees that take approximately four-years. In this introductory program, common courses may include:

*Intro to Corporate Finance

Students study the roles of professionals, which include management and investment decisions. Students learn how businesses raise money for different investments and what risks are involved within that process. Subjects such as valuation, financial strategy, venture capital, and dividend return are all explored through a course like this.  Read more...

Over the course of the past 15 years, Internet business strategies have completely changed. The internet, once a tool only used by the government and educational institutions, is now one of the most efficient and utilized commerce avenues in the world. People who were once afraid of buying online now have their credit card information stored on multiple websites.

When you are starting an Internet business, it is vital that you do some research into the various Internet business strategies that currently exist. Some Internet business strategies never leave the online world – they revolve solely around websites and online customer contact. However, there are ways to do business that include offline strategies as well, and being able to think outside the box (in this case, the computer) can help you really grow your business.

The online world is a competitive one, so you have to spend time and energy and money to develop your online presence.

You can do this by building a website that is accessible to everyone (all platforms, all browsers, all languages, and ADA-compliant), and can be readily found. The purchase of a relevant domain name is vital for the success of your business.

The content of your website is also highly important. Of course, website content exists to advertise your product, but your website should be more than an online brochure of your product. Your website also needs to be a traffic magnet. Learning how to create content that will drive traffic to your site is also very important.  Read more...

The recession may have finished as a matter of technical accounting, but the general economic conditions for business remain very difficult. Whether you are a start-up or continue as a small business owner, there’s a temptation to cut the business overheads to the bone. This can be a false economy. Let’s start with a little law. If you are trading as an individual or a partnership, you are personally liable on all the contracts you make and for any losses arising due to your negligence (or criminal activity). Although there are slight variations in the law from state-to-state, the general rule about an LLC is that you are personally liable in tort and for any crimes you may commit, but there’s a shield to prevent you from incurring liability in contract. The general rule for a full corporation is you avoid personal liability under both contract and tort, although you can still be sued if members of the company believe you have breached your fiduciary duties as a director or senior officer. The other piece of law you need to know is that either you or the company will be held vicariously liable for whatever an employee does during the course of the employment. So if an employee is driving a vehicle owned by the business or driving his or her own vehicle on company business, either you or the company will be liable if the employee drives negligently and causes loss to a third party.

   Read more...